The Cost Of Health Insurance - 1817 Words

â€Å"In 2012, the United States of America (USA) spent more than 2.8 trillion United States dollars (US$) – i.e. more than 17% of its gross domestic product (GDP) and more than the entire GDP of the United Kingdom and Great Britain and Northern Ireland – on its health-care system† (Rice et al., 2014, page #). This outrageous number in the quote shows to what extent the United States government is really going to in order to provide coverage for its citizens. The cost of health is rising day by day, and the current rate of health insurance is unable to really help those in need of it, such as the poor or less fortunate. Therefore, in order to take preventive measures for people to treat their well being, health insurance agencies should provide†¦show more content†¦With a simple yet effective insurance plan that covers basic support for these poor families, they can work their way up to paying off the plan in a set number of years as becoming a client of a health insurance agency. The United States government is basically throwing money away on trying to figure out how to help everyone but not really implementing much. If affordable coverage could be provided to all, including those with families, through a plan where citizens work and then receive insurance based on their ethic and employment, this could possible help with not only health care problems but unemployment as well. Problems of Health and Cost to Cover the Problems Lots of health issues can be focused on here, but there are some evident ones that show up in impoverished homes. These mainly include asthma, obesity, diabetes, high/low blood pressure, an innumerable amount of cardiac conditions, and many mental illnesses as well. The numbers of diseases are increasing day by day and now more than ever before showing up with HIV, AIDS, and parasitic problems too. In reality, and in the eyes of the poor their problems are denied and so is their proper care, because of the lack of money and care they are provided. The poor must compensate by overlooking agencies because of all the restrictions that they fit under. As stated in Health Services Research (2014), â€Å"The exclusion of a substantial proportion